November 19, 2008 – 10:44 am
I hated Bush before it was cool asked:
Just wondering if anyone has used a debt management service and knows if this is possible. I know they set them to automatically close when they are finished, but does anyone know if you can contact the credit card company and ask them to leave it open once it is paid off? The reason I ask is because I know it is better for your credit score to have accounts that are a few years old open, with available credit, rather than closing them when they are paid off.
November 19, 2008 – 4:49 am
djverne2002 asked:
I just got out off debt and paid back over $35,000 in one years time. I live with my parents and make $44,000 a year is it possible for me to get financing for a $25,000 car? If so who should I go through or look at?
November 18, 2008 – 11:09 am
meansawbean asked:
If a debt drops off your credit report do you legally still owe them money?
November 17, 2008 – 11:54 am
celebrate life you only get one asked:
Someone has recently been calling saying my husband owes them $2,000 from 1993. This is a debt he would have incurred 15 years ago when he was married to his 1st wife. He says he honestly doesn’t remember the company and there has never been anything on his credit report. If this turns out to be a real debt not a scam, does he still have to pay it 15 years later? Why are they just now coming out of the woodwork?
November 16, 2008 – 5:53 pm
Big D asked:
I have maybe 10,000 in c.c. debt. but I get offers from collection agencies for each c.c. offering less. For example, I owe citi 5000 but they offer me to settle it at 3000. How can I get the lowest settlement offers from each collection agency and settle all debt at 50% off?
November 15, 2008 – 11:12 pm
stan450z asked:
I am a senior in college, I have no job now as I am finishing school. I start work in June, and I actually have good credit, over 700, and 5k in credit card debt. I’ve paid my bill in full always in the past until my last killer spring break. Debt settlement sounds cool to cut the debt in half which I would pay off with a lump sum, or should I just stomach it for another month where I can pay it all off entirely in full. Thanks.
November 15, 2008 – 3:57 am
eyesman14 asked:
I just received a debt collection notice from a newspaper subscription(san francisco chronicle)i that i paid about a year ago but never received. I got these subscriptions from some high school kid going door to door. I helped him out and got 2 newspaper subscriptions, one came but the other didn’t.
November 14, 2008 – 7:56 pm
caggy421 asked:
I am buying amy partner out of our business. He feels the $200,000 debt we hold should not work into the equation. We are trying to handle this without involving lawyers and valuation fees.
November 14, 2008 – 7:07 pm
marlie6211 asked:
I am looking for a new home, and am trying to figure my debt to income ratio. On a new home, will the taxes and insurance (escrow) be figured in when they are calculating the ratio, or is it just the base payment? Thanks.
November 14, 2008 – 2:20 am
Bubby asked:
President Bush and the Republican administration’s Plan was to buy up bad debt from banks both foreign and domestic with $700 billion future tax dollars. Congress is putting lipstick on it, but it is still the same Plan. The Democrats claim it is different but it’s not. What should we do?
Thanks. I have already emailed and called my Senators and Congressman. But it looks like they are going to ignore the voters.